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Who Qualifies for Free Insulation Grants

Qualify For a Free Insulation Grant Today!

The government are making full free insulation grants available to households across the UK. So who qualifies for a free insulation grant? More people than you think! Just fill out our quick application form online to see if you qualify!

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How Do The Grants Work?

Qualify for a free insulation grant In 3 Simple Steps…

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Step 1 : Apply

Fill out our online application form for a free insulation grant and go through a simple evaluation to see if you qualify for any government funding. Our internal grants team will then evaluate your application.

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Step 2 : Survey

Following your successful application, we will arrange a free, no obligation survey to ensure the maximum grant is obtained and advise you on the best products to reduce your energy bills.

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Step 3 : Installation

The installation of your chosen products will be carried out by our experienced and local engineers at a time that suits you. All of our installations are COVID safe & adhere to all government guidelines.

What Is The Insulation Grant?

As it currently stands insulation grants are available through the Energy Company Obligation (ECO) scheme, the Home Upgrade Scheme, ECO Flex and the LAD scheme.

The ECO scheme is the most utilised grant scheme at this current time and is a government scheme to help tackle fuel poverty across the UK which is funded by the largest utility companies in the UK.

The insulation grants, which includes measures such as loft insulation grants, cavity wall insulation grants, external wall insulation grants, internal wall insulation grants and solid wall insulation grants are available through the ECO scheme and were created to help low income households in England, Scotland and Wales make their homes more energy efficient and lower their heating bills.

Not every household can apply and there are certain criteria that have to be met to qualify for the scheme. The full criteria on how you can qualify for the insulation grant can be seen below.  

Eligible households can then apply for an insulation grant and upon successful completion a registered insulation installer will install the insulation for your property.

This is a grant so it does not have to be repaid and you will not be expected to have to pay the insulation installer. We will manage the full process from start to finish for you, including obtaining the grant on your behalf and then assigning one of our trusted and accredited traders to install the insulation in your home.

The ECO scheme offers grants available for a number of different types of insulation. Homeowners can be eligible for more than one grant.

Loft Insulation Grants

Cavity Wall Insulation Grants

External wall Insulation Grants

Solid Wall Insulation Grants

Internal Wall Insulation Grants

Room In Roof Insulation Grants

You may be offered enough to fund 100% of the cost of the installation from the insulation grant but some home owners will only obtain some of the money and will therefore need to contribute to the costs.

Under the ECO scheme the ‘Big Six’ utility companies are obliged to provide funding to households that have to improve the efficiency of their homes. This is in part to achieve the government’s goal of being net carbon neutral by 2050 but as a main aim of tackling fuel poverty across the UK. 

Don't miss out on the warmth and savings!

Who Qualifies For An Insulation Grant?

Sounds great but just who qualifies for an insulation grant? Well, if you own your own home, are privately renting (you must have permission of the landlord) or are a landlord with a tenant who meets the criteria then you may qualify for an insulation grant under the ECO4 scheme. Social housing tenants could potentially qualify but the rules are somewhat different and it is up to the council or housing association as to whether you can obtain the grant.

Under ECO4 the rules changed as to who qualifies for an insulation grant.

There is now a larger emphasis on applicants having a property that has an EPC rating of D, E, F or G. Energy companies can only spend 15% of their funding on D rated properties so for this reason only applicants of E, F and G are liklely to be accepted.

If you live in a property with an EPC rating of A, B or C then you will not qualify for the insulation grant.

If you are unsure about your EPC rating then you can view this on the governments EPC register.

Am I Eligible For a Free Insulation Grant?

To be eligible for a loft insulation grant, cavity wall insulation grant, external and internal wall insulation grant, a solid wall insulation grant or a room in roof insulation grant you will have two main considerations to determine if you are likely to qualify for an insulation grant and whether your property is suitable to have insulation installed. 

You must be in receipt of the below qualifying benefits from the government. 

Pension Credit Guarantee Credit

Income-based jobseeker’s allowance (JSA)

Child Tax Credit

Income Support

Income-related employment and support allowance (ESA)

Working tax credit

Universal Credit  

Grants are available to cover the entire cost of the process and are available to homeowners who are receiving income related benefits, disability related benefits or tax credits. The property must be owned or be rented from a private landlord and must not be a council/house association.

How To Qualify For The Free Insulation Grant?

For a household to qualify for free cavity, internal wall, loft or roof room insulation, someone living in the property needs to be in receipt of at least one of the benefits listed below:

If a homeowner is in receipt of one of these qualifying benefits (excluding child benefits) they will be eligible regardless of their household income, therefore no means testing will be required for applications. That’s why it’s worth applying for cavity wall insulation grants to obtain a free cavity wall insulation.

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Applicants under the Insulation grant scheme must also satisfy the following criteria

 

Cavity Wall Insulation Grants

The most popular type of insulation obtained through the ECO grant is cavity wall insulation. Most houses built after 1920 have a cavity between the walls. This cavity between the walls is filled with an insulating material to improve the efficiency of the house exponentially.

Cavity wall insulation does tend to be the most expensive efficiency measure to install but this makes it more attractive to the energy suppliers as they are able to meet their targets quicker. Therefore it makes the cavity wall insulation grant easier to obtain than other forms of insulation grants. 

Flats can have cavity wall insulation installed but permission must be sought by all of the adjoining properties that share the cavity walls. If your property suffers from damp problems then this will need to be resolved before any insulation work takes place. 

In most cases, timber framed, metal clad and stone properties are not suitable for cavity wall insulation. In all cases a survey is carried out prior to installation thus it gives the surveyor the opportunity to bring up any cases where the installation may be a problem.

What Is Cavity Wall Insulation?

To understand how a cavity wall insulation grant can help your home become more energy efficient, you must first get to grips with what exactly a cavity wall is. A cavity wall is made up of two walls, with a gap in between. Generally, the outer wall is made of brick, while the inner layer tends to be either brick or concrete block. 

To insulate cavity walls, you will first need a qualified installer, to drill holes in the outside wall of your home. Then they will insert a type of heat retaining material into the gap. This will usually be either mineral wool, polystyrene granules or foam, each sharing the common aim of stopping your home’s heat escaping through the walls. Once the installer has finished this, they will fill the holes in the brickwork.

How Much Is Cavity Wall Insulation?

The cost of cavity wall insulation depends on the type of property you have. On average, for a detached home you can expect to pay for £725 for cavity wall insulation. Whereas the initial cost of a semi-detached home will set you back around £475.    

The initial cost of cavity wall insulation might be enough to stop you making any changes to your home. However, a well-insulated home will allow you to save a massive amount of money on your energy bill each year.

Can I Get a Grant For Cavity Wall Insulation?

With around one, third of the heat lost from homes escaping through the walls, cavity wall insulation is a sure-fire way to retain heat in your home, helping you to save on your energy bills. Now that you realise the importance of cavity wall insulation, you probably cannot wait to get started. Although there might be one thing stopping you, the cost. Fear not, because it is entirely possible to get a grant for cavity wall insulation.

Who Qualifies For The Free Cavity Wall Insulation Grant?

Once you have confirmed your eligibility for free cavity wall insulation, then you will be pleased to find that there is a major grant available to help you increase your home’s energy efficiency.  

The ECO scheme is a government incentive that helps homeowners achieve a higher level of energy efficiency, while reducing their heating bills. This scheme legally requires the main energy suppliers to install energy efficient measures, including cavity wall insulation.  

To qualify for free cavity wall insulation under the ECO scheme, you must either own your property or rent it privately and have the landlord’s permission to make the relevant changes. It is necessary that your property was built before 1983, as modern homes are required to have insulated cavity walls to comply with Building Regulations.

Who Is Eligible For a Cavity Wall Insulation Grant?

    To be eligible for free cavity wall insulation, then you or someone in your home must be a recipient of one of the following benefits:
  1. Child Benefit * 
  2. Child Tax Credit 
  3. Income-Based Jobseekers Allowance 
  4. Income-Related Employment Support Allowance 
  5. Income Support 
  6. Pension Guarantee Credit 
  7. Universal Credit 
  8. Working Tax Credit

How Much Could a Cavity Wall Insulation Grant Save You?

Loft Insulation Grants

Under the Energy Companies Obligation free loft insulation can be installed into a property. The applications processed through the ECO4 scheme may be subjected to technical surveys and other eligibility criteria. 

ECO4 funding covers the loft insulation material and installation. If a property has no loft insulation at all, or less than 100mm thickness of loft insulation then a homeowner may be entitled to free loft insulation.

Loft insulation grants under the ECO4 scheme will benefit your home by reducing heat loss from the roof, saving you money on energy bills and reducing your carbon footprint. It is important to note that free loft insulation under ECO4 is only available for cavity wall properties. If a property has solid walls then suitable insulation needs to be installed using other funding grants. 

Loft insulation grants can be 100% fully funded and therefore homeowners will not have to pay anything at all. However, depending on the eligibility criteria of your property, you may be asked to make a contribution towards the cost and in some cases this can be up to 25% of the total cost of installation. Homeowners should also bear in mind that there is usually an annual income threshold for ECO4 funding if you claim child benefit and this is the only benefit you receive. The threshold amounts are set below:

  • A single adult with 1 child: £19,900
  • A single adult with 2 children: £24,800
  • A single adult with 3 children: £29,600
  • A single adult with 4 or more children: £34,500
  • Couple with 1 child: £27,500
  • Couple with 2 children: £32,300
  • Couple with 3 children: £37,200
  • Couple with 4 or more children: £42,000

The installer will assess the property before installation to ensure that it can take the insulation and they will also provide advice on which materials are suitable for your home. Loft insulation comes in two types – mineral wool or sheep’s wool and both are highly efficient in preventing heat loss. If you would like a free loft insulation grant then please do not hesitate to get in touch with our team of experts at Warma UK. We will be happy to answer any questions that you may have regarding the process. 

It’s also worth noting that eligibility criteria is applicable under the ECO4 for loft insulation grants so be sure to check that you meet the criteria before applying for a loft insulation grant. 

Warma UK can help you find the most suitable funding solution for home insulation, as well as providing free surveys and advice on product suitability. Contact us today to discuss your requirements.

What Is Loft Insulation?

To insulate a loft, material must be installed somewhere within your roof space. This is usually laid between the joists, which will keep your living space warm and the loft cold, or the rafters, which will keep the roof warm as well. With around one, quarter of your home’s heat lost through the roof, lost insulation is a great way to improve your energy efficiency. This is down to the fact that insulating your loft will slow down the transfer of heat from your living areas to outside. Revamping your energy efficiency rating will drive the value of your property up, while also reducing your energy bills.

How Much Is Loft Insulation?

The cost of insulating a loft tends to be one of the cheaper forms of insulation, with prices ranging from £345 to £610, depending on the type of property you own. Although, this might seem like a hefty initial cost, loft insulation will save you anywhere from £85 to £280 a year on your energy bills. There is the added bonus that good loft insulation benefits the environment, as you are reducing your carbon footprint.

Who Qualifies For a Loft Insulation Grant ?

The loft insulation grant is available to homeowners, tenants and landlords in England, Scotland and Wales that are looking for a cost effective way to improve the energy efficiency of their home. Through ECO (Energy Company Obligation), loft insulation grants provide a great way for households to increase their loft insulation depth at a subsidised cost. This helps keep your home warmer in the winter months and reduces energy bills over time helping you stay comfortable year-round without worrying about an expensive impact on your wallet. Qualifying tenants can also access loft insulation grants through their landlord or housing association where permission is granted by the responsible party. Whether you’re a homeowner, tenant or landlord, you could qualify for loft insulation through the ECO scheme in the UK!

 

Can I Get a Grant To Insulate My Loft?

While loft insulation will help you save money each year on your energy bills, it is still a fee that some homeowners might find daunting. Therefore, you will be pleased to know that there is a major grant available, which helps you to install key energy efficiency measures in your home. The ECO scheme holds energy suppliers of a considerable size accountable for improving the energy efficiency of low-income households.

Benefits Of The Loft Insulation Grant

A loft insulation grant is one of the most effective ways of keeping energy bills low, and now homeowners in the UK can take advantage of a loft insulation grant via the ECO scheme. By having loft insulation installed, a homeowner stands to benefit from significant reductions in their energy use and emissions. What’s more, the financial assistance available makes it much more cost-effective for many – a loft insulation grant will cover at least some, if not all, of your expenditure.

 Furthermore, high-quality loft insulation materials are proven to last for decades with minimal maintenance requirements. All in all, taking advantage of a loft insulation grant accessible via the ECO scheme is an incredibly beneficial decision for any homeowner looking to reduce their household energy costs and consumption whilst also taking steps to protect their property from extreme temperatures.

Who Is Eligible For a Loft Insulation Grant?

    To be eligible for free loft insulation, then you or someone in your home must be a recipient of one of the following benefits:
  1. Child Benefit * 
  2. Child Tax Credit 
  3. Income-Based Jobseekers Allowance 
  4. Income-Related Employment Support Allowance 
  5. Income Support 
  6. Pension Guarantee Credit 
  7. Universal Credit 
  8. Working Tax Credit

How Much Could a Loft Insulation Grant Save You?

Solid Wall Insulation Grants

To realise how solid wall insulation could benefit your home, you must first understand exactly what a solid wall is. Solid walls are external walls of a building that have no gaps. Houses built before the 1930’s consist of solid walls, whereas houses after this period tend to be cavity walls, made up of two layers with a cavity between them.  

Solid wall insulation is when a type of material is applied to your walls, with the intention of retaining your home’s heat. This increases your home’s energy efficiency, reduces your carbon footprint and helps you save on your energy bills.

Can I Get a Grant For Solid Wall Insulation?

Even with the potential yearly savings on your energy bills, it is completely understandable if you find the upfront cost of solid wall insulation off putting. Therefore, you will be grateful to find that there is a grant available that can help you with your home energy efficiency upgrades. The ECO scheme legally requires energy suppliers of a certain size to support low income households with  variety of home improvement measures.

How Do You Insulate a Solid Wall?

Solid wall insulation can be carried out on the inside or outside of your home’s walls. If the insulation is applied internally then rigid insulation boards will be applied to the wall, or by installing a stud wall where sheep’s wool insulation, mineral wool or other insulation material will be implemented.  

External solid wall insulation occurs when insulation boards are fitted to the outside wall of a house. This is then covered with render, reinforcing mesh and sometimes cladding.

How Much Is Solid Wall Insulation?

Generally, internal solid wall insulation will cost around £7,400 for a semi-detached house. This type of insulation can be undertaken room by room, making it easier to plan.  

For the same size property, external solid wall insulation costs in the region of £13,000. While, this is considerably more than internal solid wall insulation, it is the way forward for homes that require extensive outside repairs or have severe heating problems.   

With solid wall insulation you will get a warmer home, while saving around £400 to £500 every year on your energy bills.

Who Qualifies For The Free Solid Wall Insulation Grant?

To qualify for a free solid wall insulation grant, you will need a property with the right type of walls. Generally, houses built before the 1930’s are suitable for solid wall insulation. Your walls should be made of concrete, stones or bricks and there needs to be good access around your property. You must also be the owner of your property or have permission from your landlord for the work to take place.

Benefits Of The Solid Wall Insulation Grant

The solid wall insulation grant, accessed via the Energy Companies Obligation (ECO) scheme in the UK, provides a valuable opportunity to reduce energy bills and carbon emissions while making home improvements. Homeowners can benefit from considerable savings over time – up to £475 in energy bills per year according to studies conducted by the Energy Savings Trust. 

Not only will solid wall insulation mean you won’t be paying out extra for heating costs this winter, but they also help contribute to greater environmental sustainability. Insulating solid walls helps prevent warm air from escaping in winter months and keeps hot air out during summer months, providing a pleasant living environment throughout the year. Homes that have solid wall insulation installed can expect improved temperature control and noise reduction as well, for an overall more comfortable home.

How Much Could a Solid Wall Insulation Grant Save You?

External Wall Insulation Grants are available through the Energy Company Obligation (ECO) scheme. The ECO is a government energy efficiency programme, which helps to tackle the causes of fuel poverty and reduce carbon emissions in the UK. External wall insulation grants are provided to homeowners, social landlords and private tenants who could benefit from external wall insulation measures in their home. The available grants cover the full costs of installation and can be used to improve the energy efficiency of a property by up to 20%. External wall insulation is an effective way to reduce heat loss, lower your energy bills and make your home more comfortable all year round. Grants are available in England, Scotland, Wales and Northern Ireland, so it’s important to check if you’re eligible whether you’re a homeowner, social landlord or private tenant. External Wall Insulation Grants are an excellent opportunity for those looking to reduce their energy costs and make their homes more comfortable.

The benefit of External Wall Insulation Grants is that they cover the full costs of installation, making it an affordable option for homeowners, social landlords and private tenants. External wall insulation works by adding thick layers of insulating material to the outside walls of a property, which helps to reduce heat loss from the home. This can save up to 20% on energy bills and make your home more comfortable all year round. External wall insulation also improves the appearance of a property and can increase its value. With External Wall Insulation Grants, you can make these improvements without having to pay for the installation yourself. It’s an excellent opportunity for those looking to reduce their energy costs and make their homes more comfortable.

Without a grant, external wall insulation can be an expensive measure to install so External Wall Insulation Grants are a great way to reduce costs. It’s important to remember that External Wall Insulation Grants are only available through the ECO scheme and you must meet the eligibility criteria, which can vary depending on your circumstances. External Wall Insulation Grants provide an excellent opportunity for those who could benefit from external wall insulation measures, so it’s important to check if you are eligible and take advantage of the grants available. External Wall Insulation Grants can make a real difference to your energy costs and the comfort of your home. Make sure to check if you are eligible today.

As part of the ECO4 programme, grants are provided to households for internal wall insulation. With the help of this grant, homeowners can make improvements in energy-saving measures and reduce their carbon footprint while saving money on energy bills. One of the most economic ways to improve a home’s energy efficiency rating is to insulate the interior walls, which can cut heating costs by up to 45%.

The advantage of internal wall insulation grants is that homeowners can spend money on energy efficiency upgrades while still saving money. With the aid of this grant, consumers will be able to take advantage of energy-saving measures at a significantly lower cost, thereby cutting their utility bills and lowering their carbon footprint.

For further information on the grant and how to apply, homeowners interested in Internal Wall Insulation Grants can get in touch with us by filling out the contact form below. Homeowners who meet certain criteria, such having a low income or residing in a rural location, are eligible for the grant. Depending on the circumstances, grants for internal wall insulation may cover up to 100% of the installation costs, making energy efficiency measures more accessible and affordable for households.

Internal wall insulation can be an expensive measure to do without a grant. Internal wall insulation grants enable homeowners to make energy-saving improvements, lower their carbon footprint, and save money on energy bills. The incentive is a fantastic approach to help make energy efficiency improvements more affordable for people while also contributing to environmental sustainability.

Under Floor Insulation Grants

If your property has suspended wooden floors rather than concrete floors then you may qualify for an under floor insulation grant. This will insulate the space below the flooring. Under the new Dual Measures ECO grant if you qualify for an under floor insulation grant you may also qualify for a grant to replace your broken gas boiler.

 

FAQs

Homeowners and privately rented tenants can qualify for a free insulation grant but they must be in receipt of certain benefits. 

 

The ECO scheme offers insulation grants for loft, cavity wall, solid wall, external and internal wall insulation. 

 

Under the ECO scheme you can claim up to 100% of the installation cost of the insulation. You must be in receipt of certain benefits and own your own home or privately rent and must get permission from the landlord. 

 

Yes! Loft insulation is one of the most popular measures and contributes and huge amount to improve the energy performance of your property. 

 

Yes! Cavity wall insulation is one of the most popular measures and contributes and huge amount to improve the energy performance of your property. 

 

If you own your own home then you must be within the EPC bands D, E, F and G. If you privately rent then the property must be in bands E, F and G. Find out more about EPC ratings and how long they’re valid for in this handy guide

 

Pensioners are eligible for fully funded loft insulation.This is because they are 60 years old or older, receive pension credit, or receive other related benefits (such as working tax credit). 

Free insulation grants are available for pensioners to install cavity wall insulation, internal insulation, loft insulation, room in roof insulation, underfloor insulation, spray foam insulation, and other types of insulation.

 

Apply for a grant today

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With around one, third of the heat lost from homes escaping through the walls, cavity wall insulation is a sure-fire way to retain heat in your home, helping you to save on your energy bills. Now that you realise the importance of cavity wall insulation, you probably cannot wait to get started. Although there might be one thing stopping you, the cost. Fear not, because it is entirely possible to get a grant for cavity wall insulation.