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Qualify For A Free Insulation Grant Today!

The government are making full insulation grants available to households across the UK. Just fill out our quick application form online to see if you qualify!

Qualify For A Free Insulation Grant Today!

The government are making full insulation grants available to households across the UK. Just fill out our quick application form online to see if you qualify!

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Qualify In 3 Simple Steps…

Qualify In 3 Simple Steps…

1. Apply

Fill out our online application form and go through a simple evaluation to see if you qualify for any government funding. Our internal grants team will then evaluate your application.

2. Survey

Following your successful application, we will arrange a free, no obligation survey to ensure the maximum grant is obtained and advise you on the best products to reduce your homes energy usage.

3. Installation

The installation of your chosen products will be carried out by our experienced and local engineers at a time that suits you. All of our installations are COVID safe & adhere to all government guidelines.

Apply For Your Insulation Grant

Following your successful application, we will arrange a free, no obligation survey to ensure the maximum grant is obtained and advise you on the best products to reduce your homes energy usage.

Apply For Your Insulation Grant

Following your successful application, we will arrange a free, no obligation survey to ensure the maximum grant is obtained and advise you on the best products to reduce your homes energy usage.

What Is The Free Insulation Grant?

As it currently stands insulation grants are available through the Energy Company Obligation (ECO) scheme. This is a government scheme to help tackle fuel poverty across the UK which is funded by the largest utility companies in the UK. 

The insulation grants available through the ECO scheme were created to help low income households in England, Scotland and Wales make their homes more energy efficient and lower their heating bills. Not every household can apply and there are certain criteria that have to be met to qualify for the scheme. Eligible households can then apply for an insulation grant and upon successful completion a registered insulation installer will install the insulation of your property. This is a grant so it does not have to be repaid and you will not be expected to have to pay the insulation installer. 

The ECO scheme offers grants available for a number of different types of insulation. Homeowners can be eligible for more than one grant.

  • Loft
  • Internal wall cavity
  • External wall cavity
  • Room in roof

You may be offered enough to fund 100% of the cost of the installation but some home owners will only obtain some of the money and will therefore need to contribute to the costs.

Under the ECO scheme the ‘Big Six’ utility companies are obliged to provide funding to households that have to improve the efficiency of their homes. This is in part to achieve the government’s goal of being net carbon neutral by 2050 but as a main aim of tackling fuel poverty across the UK. 

Who Qualifies For An Insulation Grant?

Under the ECO scheme cavity wall and loft insulation are generally covered by 100% of the grant and are free of charge to anyone in receipt of a qualifying income/disability benefit or tax credit. 

Internal wall insulation and roof room are also free to people receiving income/disability benefits or tax credits as long as the property does not have mains gas. If the property is on the gas network a grant of up to 75% is available with a 25% contribution towards the cost of the insulation made by the homeowner. 

In the case of installing external wall insulation, homeowners can claim a grant of up to 25% of the cost, regardless of income or benefits. 

At the time of the survey, the property must be privately owned or rented from a private landlord and occupied. There must also be a gas or electricity bill in the occupiers name.

Am I Eligible For Free Insulation?

To be eligible for a free loft insulation a homeowner will have two main considerations to determine if they are likely to qualify for an insulation grant and whether their property is suitable to have insulation installed. 

If a homeowner is in receipt of a qualifying benefit the government could provide the funding needed to insulate their property. Grants are available to cover the entire cost of the process and are available to homeowners who are receiving income related benefits, disability related benefits or tax credits. The property must be owned or be rented from a private landlord and must not be a council/house association.

Insulation Grant Criteria

For a household to qualify for free cavity, internal wall, loft or roof room insulation, someone living in the property needs to be in receipt of at least one of the benefits listed below:

  • Armed Forces Independence Payment
  • Attendance Allowance
  • Carer’s Allowance
  • Child Benefit *
  • Child Tax Credit
  • Constant Attendance Allowance
  • Disability Living Allowance
  • Income-Based Jobseekers Allowance
  • Income-Related Employment Support Allowance
  • Income Support
  • Industrial Injuries Disablement Benefit
  • Pension Guarantee Credit
  • Personal Independence Payment (PIP)
  • Severe Disablement Allowance
  • Universal Credit
  • War Pensions Mobility Supplement
  • Working Tax Credit

If a homeowner is in receipt of one of these qualifying benefits (excluding child benefits) they will be eligible regardless of their household income, therefore no means testing will be required for applications.

If an applicant is using child benefit as the qualifying benefit for the insulation grant then their income from all sources (after tax) must not exceed the limits shown below. The amount of income varies depending on whether you the applicant is a single claimant or part of a couple and the number of children they are responsible for.

Child Benefit Income Limits

Child Benefit Claim Type

Income

Single & 1 Child

£18,500

Single & 2 Children

£23,000

Single & 3 Children

£27,500

Single & 4+ Children

£32,000

Couple & 1 Child

£25,500

Couple & 2 Children

£30,000

Couple & 3 Children

£34,500

Couple & 4+ Children

£39,000

If an applicant is using child benefit as the qualifying benefit for the insulation grant then their income from all sources (after tax) must not exceed the limits shown below. The amount of income varies depending on whether you the applicant is a single claimant or part of a couple and the number of children they are responsible for.

Cavity Wall Insulation Grants

The most popular type of insulation obtained through the ECO grant is cavity wall insulation. Most houses built after 1920 have a cavity between the walls. This cavity between the walls is filled with an insulating material to improve the efficiency of the house exponentially.

Cavity wall insulation does tend to be the most expensive efficiency measure to install but this makes it more attractive to the energy suppliers as they are able to meet their targets quicker. Therefore it makes cavity wall insulation easier to obtain than other forms of insulation. 

Flats can have cavity wall insulation installed but permission must be sought by all of the adjoining properties that share the cavity walls. If your property suffers from damp problems then this will need to be resolved before any insulation work takes place. 

In most cases, timber framed, metal clad and stone properties are not suitable for cavity wall insulation. In all cases a survey is carried out prior to installation thus it gives the surveyor the opportunity to bring up any cases where the installation may be a problem. 

What Is Cavity Wall Insulation?

To understand how cavity wall insulation can help your home become more energy efficient, you must first get to grips with what exactly a cavity wall is. A cavity wall is made up of two walls, with a gap in between. Generally, the outer wall is made of brick, while the inner layer tends to be either brick or concrete block. 

To insulate cavity walls, you will first need a qualified installer, to drill holes in the outside wall of your home. Then they will insert a type of heat retaining material into the gap. This will usually be either mineral wool, polystyrene granules or foam, each sharing the common aim of stopping your home’s heat escaping through the walls. Once the installer has finished this, they will fill the holes in the brickwork.

How Much Is Cavity Wall Insulation?

The cost of cavity wall insulation depends on the type of property you have. On average, for a detached home you can expect to pay for £725 for cavity wall insulation. Whereas the initial cost of a semi-detached home will set you back around £475.    

The initial cost of cavity wall insulation might be enough to stop you making any changes to your home. However, a well-insulated home will allow you to save a massive amount of money on your energy bill each year.    

Can I Get a Grant For Cavity Wall Insulation?

With around one, third of the heat lost from homes escaping through the walls, cavity wall insulation is a sure-fire way to retain heat in your home, helping you to save on your energy bills. Now that you realise the importance of cavity wall insulation, you probably cannot wait to get started. Although there might be one thing stopping you, the cost. Fear not, because it is entirely possible to get a grant for cavity wall insulation.    

Who Is Eligible For Free Cavity Wall Insulation?

To be eligible for free cavity wall insulation, then you or someone in your home must be a recipient of one of the following benefits: 

  • Armed Forces Independence Payment
  • Attendance Allowance
  • Carer’s Allowance
  • Child Benefit *
  • Child Tax Credit
  • Constant Attendance Allowance
  • Disability Living Allowance
  • Income-Based Jobseekers Allowance
  • Income-Related Employment Support Allowance
  • Income Support
  • Industrial Injuries Disablement Benefit
  • Pension Guarantee Credit
  • Personal Independence Payment (PIP)
  • Severe Disablement Allowance
  • Universal Credit
  • War Pensions Mobility Supplement
  • Working Tax Credit

 

Who Qualifies For The Free Cavity Wall Insulation Grant?

Once you have confirmed your eligibility for free cavity wall insulation, then you will be pleased to find that there is a major grant available to help you increase your home’s energy efficiency.  

The ECO scheme is a government incentive that helps homeowners achieve a higher level of energy efficiency, while reducing their heating bills. This scheme legally requires the main energy suppliers to install energy efficient measures, including cavity wall insulation.  

To qualify for free cavity wall insulation under the ECO scheme, you must either own your property or rent it privately and have the landlord’s permission to make the relevant changes. It is necessary that your property was built before 1983, as modern homes are required to have insulated cavity walls to comply with Building Regulations.  

Loft Insulation Grants

Under the Energy Companies Obligation free loft insulation can be installed into a property. The applications processed through the ECO scheme may be subjected to technical surveys and other eligibility criteria. 

ECO funding covers the loft insulation material and installation. If a property has no loft insulation at all, or less than 100mm thickness of loft insulation then a homeowner may be entitled to free loft insulation.

What Is Loft Insulation?

To insulate a loft, material must be installed somewhere within your roof space. This is usually laid between the joists, which will keep your living space warm and the loft cold, or the rafters, which will keep the roof warm as wellWith around one, quarter of your home’s heat lost through the roof, lost insulation is a great way to improve your energy efficiency. This is down to the fact that insulating your loft will slow down the transfer of heat from your living areas to outside. Revamping your energy efficiency rating will drive the value of your property up, while also reducing your energy bills. 

How to Insulate a Loft?

If you have easy access to a dry loft and evenly spaced joists, then insulating your loft is a straightforward process. Before you can begin the insulation, you must first clear your loft. The cheapest and easiest way to insulate your loft is between the joists, with rolls of blanket roof insulation, usually either mineral wool, glass fibre or recycled materials. This method will make the loft colder, therefore you should insulate any pipework to stop them from freezing. You should then check to see if there is any electrical wiring in the loft, as this will need to be placed above the insulation material.  

The recommended thickness of loft insulation is 270mm, therefore you need to measure your loft to ensure you purchase enough material. Next, unroll the insulation and lay it along the joists. With most joists being around 100mm in height, your insulation material will need to be 100mm in thickness. The final step of insulating your loft is to lay a second layer. This needs to be done at a right angle to the first, covering the joists. To meet the recommended thickness of loft insulation, the second layer should be roughly 200mm thick.

How Much Is Loft Insulation?

The cost of insulating a loft tends to be one of the cheaper forms of insulation, with prices ranging from £345 to £610, depending on the type of property you own. Although, this might seem like a hefty initial cost, loft insulation will save you anywhere from £85 to £280 a year on your energy bills. There is the added bonus that good loft insulation benefits the environment, as you are reducing your carbon footprint.

Can I Get a Grant To Insulate My Loft?

While loft insulation will help you save money each year on your energy bills, it is still a fee that some homeowners might find daunting. Therefore, you will be pleased to know that there is a major grant available, which helps you to install key energy efficiency measures in your home. The ECO scheme holds energy suppliers of a considerable size accountable for improving the energy efficiency of low-income households.

Who Qualifies For Loft Insulation Grants?

To qualify for loft insulation grant under the ECO scheme, you must either own your property or rent it privately and have the landlord’s permission to make the relevant changes. Of course, energy suppliers will need access to your loft for the work to take place. Suppliers will need to be able to insulate at least two, thirds of your loft space, while households that already have more than 100mm of loft insulation will be excluded.

Who Is Eligible For a Free Loft Insulation Grant?

To be eligible for free loft insulation under the ECO scheme, then you or someone in your home must be a recipient of one of the following benefits:

  • Armed Forces Independence Payment
  • Attendance Allowance
  • Carer’s Allowance
  • Child Benefit *
  • Child Tax Credit
  • Constant Attendance Allowance
  • Disability Living Allowance
  • Income-Based Jobseekers Allowance
  • Income-Related Employment Support Allowance
  • Income Support
  • Industrial Injuries Disablement Benefit
  • Pension Guarantee Credit
  • Personal Independence Payment (PIP)
  • Severe Disablement Allowance
  • Universal Credit
  • War Pensions Mobility Supplement
  • Working Tax Credit

 

Who Qualifies For The Free Loft Insulation Grant?

Once you have confirmed your eligibility for free cavity wall insulation, then you will be pleased to find that there is a major grant available to help you increase your home’s energy efficiency.  

The ECO scheme is a government incentive that helps homeowners achieve a higher level of energy efficiency, while reducing their heating bills. This scheme legally requires the main energy suppliers to install energy efficient measures, including cavity wall insulation.  

To qualify for free cavity wall insulation under the ECO scheme, you must either own your property or rent it privately and have the landlord’s permission to make the relevant changes. It is necessary that your property was built before 1983, as modern homes are required to have insulated cavity walls to comply with Building Regulations.  

Solid Wall Insulation Grants

To realise how solid wall insulation could benefit your home, you must first understand exactly what a solid wall is. Solid walls are external walls of a building that have no gaps. Houses built before the 1930’s consist of solid walls, whereas houses after this period tend to be cavity walls, made up of two layers with a cavity between them.  

Solid wall insulation is when a type of material is applied to your walls, with the intention of retaining your home’s heat. This increases your home’s energy efficiency, reduces your carbon footprint and helps you save on your energy bills.

How Do You Insulate a Solid Wall?

Solid wall insulation can be carried out on the inside or outside of your home’s walls. If the insulation is applied internally then rigid insulation boards will be applied to the wall, or by installing a stud wall where sheep’s wool insulation, mineral wool or other insulation material will be implemented.  

External solid wall insulation occurs when insulation boards are fitted to the outside wall of a house. This is then covered with render, reinforcing mesh and sometimes cladding.

How Much Is Solid Wall Insulation?

Generally, internal solid wall insulation will cost around £7,400 for a semi-detached house. This type of insulation can be undertaken room by room, making it easier to plan.  

For the same size property, external solid wall insulation costs in the region of £13,000. While, this is considerably more than internal solid wall insulation, it is the way forward for homes that require extensive outside repairs or have severe heating problems.   

With solid wall insulation you will get a warmer home, while saving around £400 to £500 every year on your energy bills.  

Can I Get a Grant For Solid Wall Insulation?

Even with the potential yearly savings on your energy bills, it is completely understandable if you find the upfront cost of solid wall insulation off putting. Therefore, you will be grateful to find that there is a grant available that can help you with your home energy efficiency upgrades. The ECO scheme legally requires energy suppliers of a certain size to support low income households with  variety of home improvement measures.

Who Is Eligible For a Free Solid Wall Insulation Grant?

To be eligible for free solid wall insulation, then you or someone in your home must be a recipient of one of the following benefits: 

  • Armed Forces Independence Payment
  • Attendance Allowance
  • Carer’s Allowance
  • Child Benefit *
  • Child Tax Credit
  • Constant Attendance Allowance
  • Disability Living Allowance
  • Income-Based Jobseekers Allowance
  • Income-Related Employment Support Allowance
  • Income Support
  • Industrial Injuries Disablement Benefit
  • Pension Guarantee Credit
  • Personal Independence Payment (PIP)
  • Severe Disablement Allowance
  • Universal Credit
  • War Pensions Mobility Supplement
  • Working Tax Credit

 

Who Qualifies For The Free Solid Wall Insulation Grant?

To qualify for a free solid wall insulation grant, you will need a property with the right type of walls. Generally, houses built before the 1930’s are suitable for solid wall insulation. Your walls should be made of concrete, stones or bricks and there needs to be good access around your property. You must also be the owner of your property or have permission from your landlord for the work to take place

External Wall Insulation Grants

The external wall insulation grant involves fixing a layer of insulation material to the external surface of a property’s walls.

This is then covered with a special type of render or cladding. The finished surface can be smooth, textured, painted, tiled, panelled, pebble-dashed, or finished with brick slips.

Under Floor Insulation Grants

If your property has suspended wooden floors rather than concrete floors then you may qualify for an under floor insulation grant. This will insulate the space below the flooring. Under the new Dual Measures ECO grant if you qualify for an under floor insulation grant you may also qualify for a grant to replace your broken gas boiler.

Internal Wall Insulation Grants

The internal wall insulation grant consists of installing rigid insulation boards to the inside of the external walls of your home. 

Alternatively, a stud wall can be constructed and filled with insulation material such as mineral wool fibre. 

What If You Don't Qualify For Insulation Grant?

If you find that you do not qualify for a cavity wall, loft, internal wall or external wall insulation grant then Warma UK can still arrange for you to receive a free, no obligation survey and quote from an approved local installer. A grant of up to 25% can also be claimed towards the cost of external wall insulation.